Pivot Health

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Tell us a little about yourself and we'll show you personalized short-term medical plans available in your area. Takes about 2 minutes.

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Dependent Children

Children under 26 can be added to your plan.

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This notice supersedes any previous federal notice

IMPORTANT: This is a short-term, limited-duration certificate, NOT comprehensive health coverage

This is a temporary limited certificate that has fewer benefits and Federal protections than other types of health insurance options, like those on HealthCare.gov.

This certificateInsurance on HealthCare.gov
Might not cover you due to preexisting health conditions like diabetes, cancer, stroke, arthritis, heart disease, mental health & substance use disordersCan't deny you coverage due to preexisting health conditions
Might not cover things like prescription drugs, preventive screenings, maternity care, emergency services, hospitalization, pediatric care, physical therapy & moreCovers all essential health benefits
Might have no limit on what you pay out-of-pocket for careProtects you with limits on what you pay each year out-of-pocket for essential health benefits
You won't qualify for Federal financial help to pay premiums & out-of-pocket costsMany people qualify for Federal financial help
Doesn't have to meet Federal standards for comprehensive health coverageAll plans must meet Federal standards

Looking for comprehensive health insurance?

  • Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
  • To find out if you can get health insurance through your job, or a family member's job, contact the employer.

Questions about this certificate?

For questions or complaints about this certificate, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under “Insurance Departments.”